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10 Best Merchant Services Providers for Small Business 2020

Merchant services allow businesses to accept credit and debit card transactions in-person or online. Many merchant service providers also offer payment processing tools such as payment gateways, point-of-sale | POS systems, and card-reading hardware and or software.

1. Square - (Best overall) Small businesses with low average transactions that want flat-rate processing
2. PayPal - Businesses with low average transactions that want to accept PayPal payments
3. Dharma - Businesses with average transactions over $20 and monthly sales between $10,000 - $30,000
4. Payment Depot - Businesses processing over $30,000 per month
5. Fattmerchant - Growing businesses processing over $10,000 per month
6. QuickBooks Payments - Businesses that use QuickBooks
7. Chase Merchant Services - Businesses of all sizes that want to work with a traditional bank
8. PaymentCloud - High-risk businesses, including topical CBD retailers
9. Helcim - Businesses processing over $20,000 per month that want traditional merchant services with eCommerce integration
10. TSYS Enterprise - businesses that want an established processor